Privacy Policies

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Privacy Policies


How We Are Going To Use Your Data

Welcome to payMe™ Trivia Quiz Console. payMe™ is an entertainment trivia quiz concept of Pay Master Enterprise, a startup duly registered on 9th September 2020 under the COMPANIES AND ALLIED MATTERS ACT 1990 OF NIGERIA with Registration No. BN 3184040.

The concept is developed and being managed by "Bravura Solutions Limited {BSL}", a startup Intellectual Development and Service Marketing Company duly registered on 2nd September 2020 under the COMPANIES AND ALLIED MATTERS ACT 1990 OF NIGERIA with Registration No. RC 1706217; under a joint venture agreement.

This privacy policy covers our use of information gotten from our Quizzers and covers how all payMe Quizzers use our platform.

By using and/or visiting any section (including sub-domains) of the App(s) or any other applications that we own, you agree to be bound by the guidelines highlighted on this policy.

Please read the ‘Our Policy Terms' carefully and if you do not accept the policy, do not use our game console.

If there is any inconsistency between these policy statements and any document incorporated by reference, these policy statements will prevail.

If we make significant changes to these policy statements, we will take appropriate steps to bring such changes to your attention. Notifications will be by placing it in a prominent position on our website, in-app or social media post. It is your responsibility to check our website, app and social media community from time to time for any changes in either of our Terms and Conditions and Privacy policy to ensure that you agree with them. Your continued use of our services is deemed to be acceptance of these conditions. Trivia games that commenced before amendment will be subject to the pre-existing conditions. Trivia games that commenced after amendment will be subject to the amended conditions.

All applicants must be at least 18 years of age to play or register with payMe™ and we reserve the right to ask for proof of age from any users or suspend their account until satisfactory documentation is provided.

You agree to provide all required information on registration. This information must be accurate and we must be informed of any change in details. It is illegal to use and/or abuse an error or an instance of incompleteness on the Client application, and/or in any of the Software and/or Services provided by BSL. Should the user detect or become aware of such an error or incompleteness, he shall: Refrain from taking any advantage whatsoever thereof; Keep strictly confidential such error or incompleteness; Upon detection or becoming aware of such error or incompleteness notify BSL customer service immediately. You authorize us to use any means necessary at any time to verify your identity and any information that you have provided us about yourself.

You agree to inform us of any errors that might have occurred on computations or system malfunction regarding games that you have joined. We reserve the right to declare null and void any game sessions that might have been affected by such errors. Users will receive confirmation by electronic mail of their accounts after registration.

You agree to keep your username, password and security details strictly confidential. You should change your password on a regular basis, and never disclose to any third party. Nobody at BSL will request such information from you. We will assume that any transaction carried out on your account is by you and notifications will be sent to the electronic mail address that you have provided. You should protect your username and password as cash in your pocket, failure to do so is at your risk and expense. Users must promptly inform us if their account is being used by a third party or its security has been compromised in any way. Such an account will be subsequently suspended.

If we trace that you are using bots or any other hacking systems to cheat other users, your account will be permanently suspended (without prior notice) without refund or payout. We will also blacklist you from using our service. Meaning, if you create another account with us, we will track and suspend it without refund or payout.

A user must never use payMe™ account to play on behalf of others. Contravention will attract closure of such account. We will not be liable to any situation, where such abuse has occurred. Where you play any game using the App, you accept and agree to be bound by the Rules which apply to the applicable games available on the mobile App from time to time.

We may need to change the Terms from time to time. Any minor or insubstantial changes may be made at any time and you are advised to review the Terms on a regular basis. The most up to date Terms will be available on the Website/app. All major changes will be communicated to you in advance of such changes taking effect. If any change is unacceptable to you, you should cease using the App and/or close your account. If, however, you continue to use the service after the date on which the changes to the Terms come into effect, you will be deemed to have accepted those changes.

All information supplied when registering with the App MUST be accurate and complete in all respects. Where an account is suspended, the relevant users should contact us. All cash prizes that are unclaimed prior to an account being suspended may be forfeited or retrievable as we deem fit.

That entry to playing payMe™ Trivia Contest is free; and accessible only for holders of payME Token and Registered Quizzers on the platform.

If the entry procedure is unacceptable to you, you should cease participating in our Trivia Quiz Contest and request an account closure.

We can change the process at any time and at our discretion. If, however, you continue to use the platform after the date on which the changes to the entry requirement come into effect, you will be deemed to have accepted those changes.

payMe™ allows all its Users to choose their own username and password combination. Users must keep this information a secret and confidential as you are responsible for all the games you participate in with your account and any other activities taking place on your account.

BSL reserves the right to close or suspend your account at any time and for any reason if we discover that you use hacks method to cheat or take unfair advantage of the company or any of its Users;

If the company closes or suspends your account for any of the reasons referred to in this terms, you shall be liable for any and all claims, losses, liabilities, damages, costs and expenses incurred or suffered by BSL (together Claims) arising therefrom and shall indemnify and hold the company harmless on demand for such claims. In the circumstances referred to in this terms, the company shall also be entitled to withhold and/or retain any and all amounts which would otherwise have been paid or payable to the user (including any winnings or bonus earnings).

BSL Reserves the right to decline any of her user's winnings payment if he/she violates the terms of service.

A user will agree that the company shall be entitled to retain any interest which might accrue on monies held in payMe™ account. BSL reserves the right to decline all, or part, of any of the game’s contest at its sole and absolute discretion.

It is the responsibility of the users to ensure that they are fast and that the answers they select are accurate. Once answers have been selected, they may not be canceled or changed by the users. BSL reserves the right to charge you a few Tokens upon joining as Registered Member and there will be no do-over when you miss to play. You cannot participate in payMe™ contests if there are insufficient Tokens in your account. Notwithstanding these, if Tokens are purchased via a credit or debit card they are not valid until we have received payment in full. You cannot join the contest if we have not received the payment or if you do not have Tokens prior to the commencement of the game.

All payments made via our App or to any of our Payment Agents' bank accounts are not refundable. You take responsibility for any payment that is not made through our verified brand agents or in-app channels.

Your mobile device and internet connection may affect the performance and/or operation of the App. BSL does not guarantee that the App will operate without faults or errors or that the payMe™ services will be provided without interruption. The company will not accept any liability for any failures or issues that arise due to your equipment, internet connection or telecommunication service provider.

You must not use the App for any purpose which (in BSL opinion) is illegal, defamatory, abusive or obscene, or which The Management considers discriminatory, dishonest or inappropriate.

BSL actively monitors traffic to and from the App. The Management reserves the right in its sole discretion to block access where evidence indicative of automated or robotic activity is found. From time to time, all or part of the App may be unavailable for use by you because of our maintenance of the App and/or alteration or amendment of any of the App components.

The contents of our website and App are protected by the Copyright Laws of Nigeria and other intellectual property rights. All product and company names and logos mentioned on the Website and App are the trademarks, service marks or trading names of their respective owners, including BSL.

No part of the App may be reproduced or stored, modified, copied, republished, uploaded, posted, transmitted or distributed, by any means or in any manner, or included in any other website or in any public or private electronic retrieval system or service including text, graphics, video, messages, code and/or software without our prior written consent.

Any commercial use or exploitation of the App or its content is strictly prohibited except permitted. These Terms and Conditions, the Privacy Policy, the Rules, and any document expressly referred to in them and any guidelines or rules posted on the App or Website constitute the entire agreement and understanding of the parties and supersede any previous agreement between the parties relating to their subject matter.

You acknowledge and agree that in entering into and agreeing to these Terms and Conditions, the Privacy Policy, the Rules and any document expressly referred to in them and any guidelines or rules posted on the App or Website, you do not rely on and shall have no remedy in respect of any statement, representation, warranty, understanding, promise or assurance (whether negligently or innocently made) of any person (whether party to this agreement or not) other than as expressly set out therein. Nothing in this clause shall operate to limit or exclude any liability for fraud or fraudulent misrepresentation.

The system shall out rightly publish results of the winners according to their grades and swiftness in attending to the 10 questions regardless of the number of participants and respective prize money shall be remitted to them accordingly.

No payMe™ account can be inherited by a next of kin. In a situation where a user is deceased, all earnings will be paid into the incentivizing wallet for the user to claim whether the family raises concerns on the settlement or not. They can claim the settlement only if they have assess to the user's wallet.

BSL shall not be in breach of these Terms and Conditions nor liable for delay in performing, or failure to perform any of its obligations. Such delay or failure can result from events, circumstances or causes beyond its reasonable control including (without limitation) any telecommunication network failures, power failures, failures in third party computer hardware or software, fire, lightning, explosion, flood, severe weather, industrial disputes or lock-outs, terrorist activity and acts of government or other competent authorities. In such circumstances, the time for performance shall be extended by a period equivalent to the period during which performance of the obligation has been delayed or failed to be performed.

Should there be any claim or dispute arising from a past or current transaction, please Contact Us at Should there also be any bug or error inconveniencing your use of our services, please kindly contact us at If BSL is unable to settle the dispute, it will refer the dispute to Arbitration whose decision will be final, subject to full representation given to all parties involved. No dispute regarding any games will result in litigation, court action or permit unless the company fails to implement the decision given by arbitration.